Every year I put $500 up to make wagers, on the Bengals of course, before the first game of the season. The last two years I have done very well - very well. My guy, who places the wagers for me called last night to see if my picks are ready. They aren't.

I thought I would ask CJers to help by making some suggestions. I usually break them up in $100 increments such as having a winning season, making the playoffs, winning the division, going to the AFCCG, going to the SB and winning the SB. Should I break it up into a couple larger bets or keep it spread out. Consider risk vs reward. I am running late and have to get the wagers placed by Saturday at noon.